Having insurance is very important. You can have many different types of insurance. Medical, Dental, Life, Homeowners to name a few. Everyone needs some kind of insurance because you never know what could happen. When you are looking at what kinds of benefits your family needs you should make a list of different things you want. Are you done having children? You don’t need maternity coverage. How much life insurance would you like to leave to your family? There are some plans that just cover your expenses and others that really help provide in the event of your death. This is a decision you shouldn’t make without research.
Almost 2/3 of workers go on autopilot when it’s time to renew their benefits in the Fall, which could mean missing out financially. MetLife, the largest U.S. life insurer, is hosting a YouTube campaign series called “Stop. Drop. Enroll.” This video series is designed to help consumers get the most of their employer-provided benefits, including medical and dental–and the protection it can provide for families and kids. MetLife is encouraging employees to STOP.WATCH.ENROLL this seasons benefits. Most employers’ auto enroll during benefits season. This year they are encouraging you to stop the routine. Watch educational videos to learn more about your options. Then, enroll in the right benefits that can help you build the financial security you need.
Did you know that Americans on average only spend twenty minutes a year evaluating their benefits including medical. The Average American spends 16,020 minutes watching TV. We also spend 7,260 minutes a year on Social Media. I think you could spend 60 minutes less watching TV and 60 minutes less on Social Media and use that time productively on your insurance. If something happens to you will your TV or Social Media take care of you or your family? Be sure to evaluate your plans every year. Our circumstances change. We get married, have children, move, and grow older. Only 46% of people who are eligible for insurance changes actually make them. That leaves a lot of consumers that miss out. Employees say that 61% of them have gone through a big life changing event in the last year that may alter their insurance needs.
Be sure to watch the video above, and then let me know if you made any changes to your insurance plan this season! Did you have any life events or milestones that prompted a change?
This is a sponsored post, but as always, all thoughts and opinions are my own.